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Affordability & Financing

At Munn's Sales & Service, Inc., we place a high value on keeping our installation cost competitive and affordable and making sure it is as convenient as possible for our clients to get the heating and air conditioning care they want and deserve. If you have concerns about affordability or would like to discuss our payment options, please contact our financial coordinator today.

Financing Options

We accept all major credit cards. Let us show you just how affordable a new replacement system is whether you will be using your home equity, a local bank, or another financing program option.

If you have any questions about affordability for replacing your heating and air conditioning system, please call Munn's Sales & Service, Inc. at (352) 787-7741 or click here today to schedule an appointment for a free quote!

Buy today, pay over time

Special financing available

It's a convenient way to pay for your purchases. Your credit card also brings you exclusive benefits: This credit card is issued with approved credit by Wells Fargo Bank, N.A.

Apply Now


Financing by Microf

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network. 5 Things You Need to Know About Microf:
  1. We specialize in lease purchase options for residential replacement HVAC systems.
  2. We have a simple application process.
  3. We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  4. We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  5. Customers can take advantage of meaningful monthly payment and early purchase option discounts.

Eligibility Requirements

Microf's program is designed for Homeowners that have an active bank account, and a steady source of income. Homeowners must also show that they have a comfort level with one of the flexible monthly payment options offered by Microf. It is that easy. The following documents are accepted as verification of eligibility and are needed to complete the approval process: Click the banner for more information: